Open Source, Open Access, Open Banking
Open-source technology, informed by the principles of the EU's PSD2, our software propels Open Banking worldwide, granting individuals enhanced autonomy over their financial services while fostering more direct and richer relationships between financial institutions and their customers.
Benefits & Features
Direct Communication Between Customers and Financial Service Providers
The AgnostiPay Software strengthens and deepens client relationships, ensuring a more personalized, convenient and trusted financial experience.
Amplified API Utilization
Through AgnostiPay Software’s decentralized architecture and the elimination of intermediaries, we facilitate an unprecedented growth in potential API connections, resulting in a substantial uptick in API calls.
Revolutionizing Data Interactions
Harness transaction Playbooks for enriched data insights, catalyzing a spectrum of services from escrow and KYC/AML to personalized profiling and privacy-first engagements. Dive deep into avant-garde open-banking models, pioneering a new era of financial products and services.
Unified by Open Protocol, Empowered by Collective Effort
AgnostiPay’s open-source approach transcends traditional boundaries, inviting stakeholders to pool resources effectively. Our open protocol is a beacon for collaboration, streamlining processes, and capitalizing on shared knowledge.
Why it works
EU: leveraging the PSD2 law
By legal stipulation, personal access to all banks in the European Union is directly assured through the PSD2 regulation. AgnostiPay harnesses this, facilitating a comprehensive open payment infrastructure that unleashes a myriad of products and benefits for end-users and ecosystem stakeholders.
Globally: Ready to catch the open banking wave
Uniting the financial world, one account at a time. AgnostiPay’s robust framework is designed for scalability, adaptable to any financial service provider that advocates direct personal API key access. Geographically, our global focus ensures we’re primed to integrate seamlessly not only in regions that endorse regulatory concepts akin to the EU’s PSD2 framework but also in territories driven by open banking principles. This positions the individual at the helm, granting them unequivocal control over their financial services. With open banking APIs projected to drive over 55% of banking revenue growth and a staggering 29% of traditional retail-based revenue streams at stake, the tide of open banking is surging. Ride this wave with AgnostiPay, and let’s shape the financial future together.
Empowering Agile Collaboration in the Payment Landscape
Through open-source development, AgnostiPay cultivates a fluid environment that fosters collaboration and the effective pooling of resources. This shared approach to crafting core payment infrastructure is essential as future-forward financial services require integration with countless partners. By treating this vast foundational infrastructure as a collective necessity, businesses can direct their energy and innovation towards unique differentiation, setting them apart in a competitive marketplace.
Embracing the Wallet Evolution
At AgnostiPay, our vision is firmly centered on the undeniable rise of wallets. With a strategic wallet-first approach, we don't just acknowledge the shift, we're at its forefront. Studies reveal that more than half of consumers in pivotal markets have already embraced digital wallets, surpassing the usage of traditional credit cards. We're not just observing this transformation; we're empowering and driving it.
For Financial institutions: Reclaiming Direct Banking Relationships in a Digital World
As banks grapple with the complexities of digitization, globalization, and ever-evolving regulations, the quest to maintain direct customer relationships becomes even more critical. However, new intermediaries are clouding this direct line of communication. Standing at this pivotal juncture, banks require a transformative solution. Discover how AgnostiPay can illuminate this path. Ready to explore further? Schedule a call or presentation with us.Schedule Introduction
Join our Consortium: Contribute to our inclusive ecosystem
Are you a developer or a stakeholder in the payment ecosystem? Reach out to understand how you or your organisation can contribute to the open-source payment infrastructure that enables your project or your end-user to use payment services directly for a more inclusive and connected world.Contribute